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在中国《物权法》采纳物权法定原则的大背景下,各地展开的农地抵押探索活动,实质上是一种渐进式“试错”行为。农地抵押地方“试错”行为与法治建设并不相悖,这是其存在的正当性依据,而农地财产功能的挖掘、农村内生金融之构建,也呼吁该种“试错”行为出现。农地抵押地方“试错”行为并非没有局限,需要在“试错”的主体、程序、期限等方面受到限制。在具体的农地抵押地方“试错”行为中,应扭转对财政的过分倚重,适度放开农地抵押参与主体,通过完善农村产权交易市场,充分挖掘农地财产功能,推动农地抵押实质性进展。
Under the background that China’s “Property Law” adopts the legal principle of real right, the exploration of farmland mortgage in various places is essentially a gradual “trial and error” behavior. The “trial and error” behavior of farmland mortgage does not contradict with the construction of rule of law, which is the justification of its existence. The excavation of the property rights of farmland and the construction of endogenous finance in rural areas also call for trial and error “Behavior appears. The ”trial and error“ behavior of farmland mortgage is not without limitations, and needs to be limited in the subject, procedure and deadline of ”trial and error“. In the specific farmland mortgage ”trial and error " behavior, we should reverse the excessive reliance on finance, moderately release the main body of farmland mortgage participation, improve the rural property rights market, fully exploit the function of agricultural land and promote agricultural land Mortgage substantive progress.