论文部分内容阅读
海上保险合同通常规定八级以上风为承保风险,然而在实践中,如何认定事故地点风力大小是海上保险合同纠纷的一大难点,保险公司往往以承运人无法对风力是否已经达到八级的保险条件进行充分举证为由而拒绝赔偿,类似风力认定问题左右难辨,值得深思。本文通过凯旋海运有限公司诉中国某财产保险股份有限公司海上保险合同纠纷案进行梳理和分析,试图对如何认定事故风力大小,以及保险公司如何赔偿保险责任做一探究并阐述自己还不太成熟的观点,希望能够在商务实践中更好地平衡各方价值及利益有所裨益。
However, in practice, how to determine the size of the wind at the accident site is a major difficulty in maritime insurance contract disputes. Insurance companies often fail to guarantee that the wind power has reached eight levels of insurance coverage Conditions to fully justify the refusal to refuse compensation, similar to the wind difficult to determine the issue of identity, it is worth pondering. This article through the Triumph Marine Co. v. China a property insurance Co., Ltd. maritime insurance contract dispute combing and analysis, trying to find out how to identify the size of the accident wind, and insurance companies how to compensate for insurance liability and explain their not yet mature Point of view, hoping to better balance the value and benefits of all parties in business practice.