劳动保障部已连续三年将确保离退休人员养老金按时足额发放作为重点工作,狠抓落实,但拖欠现象仍不能杜绝。是何原因?其根源在于统筹基金的匮乏。一、处于社会保障制度建立初期的我国,存在养老保险制度不统一、统筹层次低、保险覆盖面窄及管理体制混乱等问题,造成资金在部分地区极度紧张的状况。1.统筹层次低,并未实现真正意义上的省级统筹。统一制度、统一缴费标准、统一管理、统一调剂使用基金的“四统一”是衡量是否实现养老保险统筹管理的标准, For three consecutive years, the Ministry of Labor and Social Security has made sure that pensions for retirees will be paid in full and on time as the key work and that they are firmly implemented, but the default can not be stopped. What is the reason? The root cause lies in the lack of co-ordination funds. First, in the early days of the establishment of the social security system, there were problems such as the non-uniform pension insurance system, the low co-ordination level, the narrow insurance coverage and the chaotic management system, resulting in extremely tight capital in some areas. 1. Low overall planning level, did not achieve the true sense of the provincial level co-ordination. A unified system, a unified standard of payment, unified management, unified use of the fund “four unities ” is a measure of whether to achieve the unified management of pension insurance standards,