鉴于世界经济形势不同程度地受到亚洲金融危机的影响，我国央行和美联储及西方主要经济大国相继连续下调基准利率，以期刺激消费和投资。我们知道在经济增长三要素出口、消费和投资中，当出口受到严重影响的条件下，消费和投资是拉动经济增长的主要手段，而消费所起的作用... In view of the fact that the world economic situation is affected by the Asian financial crisis in varying degrees, the Central Bank of China, the Federal Reserve and the major western economic powers have successively lowered their benchmark interest rates in order to stimulate consumption and investment. We know that consumption and investment are the main means of stimulating economic growth while exports are severely affected by exports, consumption and investment of the three elements of economic growth, and the role of consumption ...