论文部分内容阅读
随着改革开放的巨大发展,综合国力的提升,我国高等教育的规模逐年增大,为了强化对家庭经济困难学生的扶持,我国不断完善资助体系,助学贷款便是其中的重要环节。高校助学贷款政策实施至今,卓有成效,取得了良好的社会效果。然而,由于多种原因,助学贷款作为一项政策性贷款,其违约风险控制尚存在一些问题。分析现阶段我国高校助贷工作概况,可发现目前助学贷款违约风险控制存在过程管理薄弱、责任主体模糊、相关人员流动等问题,为此,对高校
With the tremendous development of reform and opening up and the improvement of overall national strength, the scale of higher education in our country has been increasing year by year. In order to strengthen the support for students from economically disadvantaged families in our country, China has continuously improved its funding system and student loans are one of the major links. The implementation of student loan policy in colleges and universities so far has been fruitful and has achieved good social effects. However, for a variety of reasons, student loans as a policy loan, the control of default risk there are still some problems. Analysis of the present situation of college loans in our country, we can find that the current risk control of student loans is weak in process management, the main body of responsibility is fuzzy, the mobility of personnel and other issues, to this end, colleges and universities