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国家卫生计生委2014年7月11日就加强医疗责任保险工作举行电视电话会议。会议透露的一个重要信号就是保险机构将利用保险的大数法则,利用医疗责任保险来化解医疗纠纷,降低医疗风险。目前我国各地的医疗责任风险分担机制主要有三种形式,一是医疗责任保险,由医疗机构来购买医疗责任保险,一旦发生医疗损害的责任事故就由保险公司来代为赔付。二是建立医疗风险的互助金,如福建、江苏等
On July 11, 2014, the National Health and Family Planning Commission held a teleconference on strengthening medical liability insurance. An important signal revealed at the meeting is that insurance agencies will use the law of large numbers of insurance to make use of medical liability insurance to resolve medical disputes and reduce medical risks. At present, there are mainly three forms of risk-sharing mechanisms for medical responsibility in different parts of our country. First, medical liability insurance is used to purchase medical liability insurance by medical institutions. In case of liability for medical damage, the insurance company shall pay for the accident. The second is to establish mutual benefits of medical risks, such as Fujian, Jiangsu and so on