环境因素、需求因素和供给因素是影响保险业发展的三大主要因素,与东部地区比较,西部地区保险业发展还有较大差距,经济增长和城市化对西部地区保险业发展的影响较大。在西部大开发的第二个十年,要加快西部地区保险业发展。 Environmental factors, demand factors and supply factors are the three major factors affecting the development of the insurance industry. Compared with the eastern region, the development of the insurance industry in the western region still lags far behind. Economic growth and urbanization have a greater impact on the insurance industry in the western region . In the second decade of the western development, we must speed up the development of the insurance industry in the western region.