主持人的话:在“大众创业,万众创新”的号召下,我国小微金融机构的发展正在呈现出多元化格局,参与的主角早已从原先以小额贷款公司、NGO小微金融机构、民营担保机构等小型机构为主,扩大到大型商业银行、金融消费公司、融资租赁机构等,而随着互联网+的发展、P2P网络金融机构的介入,更是让小贷领域的竞争日趋激烈。对于“老牌”小贷机构的小额贷款公司来说,如何在激烈的竞争中突出重围,确实到了必须下狠功夫修炼“内功”的时候了。提升竞争力、加强公司治理、做好 Moderator: In the “public entrepreneurship, innovation” call, the development of China’s small and micro financial institutions are showing a diversified pattern, the protagonists have long been involved in the original micro-credit companies, NGO small and micro financial institutions, Private guarantee agencies and other small institutions, expanding to large commercial banks, financial consumer companies, financial leasing agencies, etc. With the development of the Internet +, the involvement of P2P network financial institutions is even more competitive in the area of ​​small loans. For the microcredit company of “veteran” small-loan institutions, it is time for them to stand out in the fierce competition and really have to work hard to practice “internal strength”. Enhance competitiveness, strengthen corporate governance and do a good job