药品是人们在遇到疾病时首先想到的治疗手段。鉴于它的特殊性及大部分的高端医疗保险中产品中都会设计有药品福利的模块供客户选择。本文通过对某保险公司药品福利的简单分析,阐述了药品福利在保险中的作用及地位。 Medicines are the first treatment that people think of when they encounter illness. In view of its particularity and most of the high-end medical insurance products will be designed with the drug benefit module for the customer to choose. This article elaborates the role and status of pharmaceutical welfare in insurance by simply analyzing the welfare of a certain insurance company.