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随着粮棉流通体制改革的进一步深化,农发行信贷资金风险进一步加大。为切实防范和化解信贷风险,必须坚持封闭管理与风险防范两手抓,走出一条防范和化解信贷风险的新路子。 (一)目前信贷风险防范中存在的问题 1.监管责任制不尽完善。部分县(市)实行政府领导下的分级分部门责任制,还局限于制订和签订收购资金封闭运行管理责任书,对部门责任制如何量化考核,内容不够具体,可操作性不强,使分级分部门责任制流于形式。主
With the further deepening of the reform of grain and cotton circulation system, the credit risk of ADBC has further increased. In order to effectively prevent and resolve credit risks, we must adhere to the principle of closed management and risk prevention and take a new approach to preventing and resolving credit risks. (A) the current credit risk prevention problems 1. Regulatory responsibility system is not perfect. Some counties (cities) implement the hierarchical sub-departmental responsibility system under the leadership of the government and are also limited to the formulation and signing of letters of responsibility for the closed operation and management of acquisition funds. The assessment of the departmental responsibility system is not specific enough and the operability is not strong enough, Sub-sector accountability goes out of form. the Lord