一、农业开发信贷项目管理面临的矛盾1、资金供给与需求的矛盾。我国是一个农业大国,国民经济的发展是建立在农业发展基础之上的,农业的发展必须以发展基础农业、改善农业生产条件为前提,而基础农业投入需求大,与农发行现行资金投放规模相比差距甚大。2、受惠范围与承贷主体的矛盾。农业开发信贷项目有严格的受惠范围限制,但是在其范围内难以找到有实力的承贷主体,特别是扶贫项目中种养业部分,难以找到合适的承贷主体。3、固定资产与流动资金需求的矛盾。农业开发信贷项目建成后,项目流动资金无法安排,一方面农发行没有专门的规模和可用的存款,另一方面即使用增量解决流动资金,也存在两个问题:一是每年增量有限,不可能全部用于解决 First, the contradictions faced by the management of agricultural development credit project 1, the contradiction between the supply of funds and demand. China is a big agricultural country. The development of the national economy is based on the development of agriculture. The development of agriculture must be based on the development of basic agriculture and the improvement of agricultural production conditions. However, the demand for basic agricultural inputs is large, and the current funding scale of the Agricultural Development Bank The difference is huge. 2, the scope of benefit and the subject of contracting loans. Agricultural development credit projects have strict limits on the scope of the beneficiary. However, it is difficult to find strong lending institutions within their own scope, especially the part of raising and rearing industries in poverty alleviation projects, making it difficult to find a suitable mainstay for lending. 3, the contradiction between fixed assets and liquidity needs. After the project of agricultural development and credit is completed, the liquidity of the project can not be arranged. On the one hand, there is no special scale and available deposit for the ADBC. On the other hand, there are two problems even if the incremental funds are used to solve the problem. First, Can not be used to solve all