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金融控股公司在我国已经大量存在,但在立法中却没有得到相应的反映。本文从金融控股公司的通常含义入手,结合我国金融控股公司的发展现状和立法目的,提出我国应由国务院立法,将金融控股公司界定为拥有或控制两类或两类以上银行、证券公司、保险公司、信托公司、金融租赁公司、集团财务公司、基金管理公司或其他金融机构,并能实际支配各子公司在银行、证券、保险中至少两个领域提供多元化金融服务的一种纯粹控股公司。
Financial holding companies have existed in our country in large numbers, but they have not been reflected in the legislation. This article starts from the usual meaning of financial holding company, and according to the current situation and legislative purpose of our country’s financial holding company, puts forward that our country should be legislated by the State Council and define a financial holding company as owning or controlling two or more banks, securities companies, insurance Companies, trust companies, financial leasing companies, group finance companies, fund management companies, or other financial institutions that can actually dictate a purely holding company that provides subsidiaries with diversified financial services in at least two areas of banking, securities, insurance .