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2005年6月下旬,江苏省分行内部审计处组织的6人审计组对两个支行上报的5个呆账贷款认定项目进行了现场审计。这5个申报呆账贷款认定项目的基本情况是:4个企业破产,1个企业停业,企业停业、破产时欠农发行贷款合计2044万元,通过破产财产变现和剩余财产清偿,农发行贷款分文没有收回,即农发行受偿率为零,因而申报呆账贷款认定。审计中省分行内审处指导申报行补充完善作为申报依据的有关资料,真实全面反映贷款目前的形态,使之更
In late June 2005, a six-member audit team organized by the Internal Audit Department of Jiangsu Branch conducted on-site audits of five bad loans identified projects of the two branches. The five cases of bad loans to declare the basic situation of the project are: four enterprises bankruptcy, a business closure, business suspension, bankruptcy due to the Agricultural Development Bank loans totaled 20.44 million yuan, through the bankruptcy of real estate liquidation and the remaining property repayment, the Agricultural Development Bank loan points The text has not been recovered, that is, the issuance rate of agricultural issuance is zero, thus declaring bad debt loans. In the audit, the internal audit department of the provincial branch instructed the declaration bank to supplement and perfect the relevant information as the basis for the declaration, truly and completely reflected the current form of the loan and made it more