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当前,在家庭理财中或多或少地存在着以下几个误区:(1)过度储蓄。有的人为了使储蓄箱里的钱变多或银行账户上的数字不断上升,他们可以舍弃自己和家庭成员对美好生活的享受,甚至舍弃一些必要的开支。(2)无限制地挥霍浪费。持有这种理财观的人往往喜欢炫耀自己的财力或盲目追求某种高消费模式。在“超前消费”观念地误导下,他们往往购买一些高档、豪华而并非必需的用品,以至于家庭日常开支捉襟见肘。(3)抉择犹豫,决而不行。有的新婚家庭,错误地认为家庭理财之道,离
At present, there are more or less the following misunderstandings in family financial management: (1) Excessive savings. In order to increase the amount of money in the savings box or to increase the number in their bank accounts, some people may abandon the enjoyment of good life for themselves and their family members and even give up some necessary expenses. (2) unlimited waste of waste. People who hold this view of financial management often like to show off their financial resources or blindly pursue some kind of high consumption pattern. Misled by the idea of “advanced spending,” they tend to buy upscale, luxurious, but not essential items, so that their daily expenses are stretched. (3) choose to hesitate, but not OK. Some newly married families mistakenly think that the family financial management, away from