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本文是中国人民银行尚福林副行长在中国科技金融促进会1997年度理事扩大年会上的讲话。文章从金融管理部门的角度论述了科技金融工作的发展历程、状况和所取得的成就,并指出,科技与金融相结合,是当前促进经济结构调整,提高信贷资产质量的重要途径。也对实现经济体制和经济增长方式的两个根本性转变,实施“科教兴国”战略和可持续发展战略有重要的促进作用。但是,文章中也强调,由于贷款要求流动性、安全性、盈利性的统一,高风险、高收益的项目因为不符合银行贷款原则,不能成为银行贷款的对象。这就对金融和科技部门,在发展科技风险投资方面,提出了新的要求。
This article is the speech by Vice President Shang Fulin of People’s Bank of China at the Annual Meeting of China Science and Technology Financial Promotion Association in 1997. The paper discusses the development process, status and achievement of science and technology finance from the perspective of financial management department. It also points out that the combination of science and technology and finance is an important way to promote economic restructuring and improve the quality of credit assets. It also plays an important role in promoting the two fundamental changes in the economic system and the mode of economic growth and in implementing the strategy of “rejuvenating the country through science and education” and the strategy of sustainable development. However, the article also stressed that due to the loan requirements of liquidity, safety, profitability of the unity, high-risk, high-yield projects because they do not meet the principle of bank loans can not be the object of bank loans. This has put new demands on the financial and science and technology sectors for the development of science and technology venture capital.