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我国房地产抵押登记制度原则上应采取登记生效主义,但在某些特殊情况下也应承认未完成登记的房地产抵押权的效力。我国现行抵押登记制度的具体实施也存在一定的缺陷,应统一房地产登记机关,简化登记程序,同时在延长登记请求权的诉讼时效和增加登记请求权的内容两方面完善不动产抵押登记请求权制度。
In our country, the registration system of real estate mortgage should adopt the principle of registration validation, but in some special cases, it should also recognize the validity of the real estate mortgage unregistered. The current implementation of the mortgage registration system in our country also has some defects. We should unify the real estate registration authority, simplify the registration procedure, improve the system of the real estate mortgage registration right in two aspects: prolonging the limitation of registration and increasing the content of registration right.