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灾后重建的相关问题一直受到国际社会的广泛关注,尤其是在巨灾后的补偿机制方面,各个国家都在进行不断地探索和完善,研究的焦点大多集中在巨灾保险层面,但不论是理论上还是实践上,巨灾保险至今都还没有统一的定论和方案。就我国实际国情而言,政府的财政支持力度有限,1990-2005年间,国家财政补偿仅占灾害损失的1.6%,远远不能弥补灾害带来的损失。在保险机制尚不成熟、财政补偿水平较低的情况下,金融资金无疑会在灾后
The related issues of post-disaster reconstruction have drawn wide attention of the international community. Especially in the post-catastrophe compensation mechanism, all countries are constantly exploring and perfecting. The research focuses mostly on catastrophe insurance, but in theory In practice, catastrophe insurance so far there is no uniform conclusion and program. As far as China’s actual national conditions are concerned, the government has limited financial support. From 1990 to 2005, the state financial compensation accounted for only 1.6% of the disaster losses, far from being able to make up for the losses brought about by the disaster. In the case that the insurance mechanism is not yet mature and the level of financial compensation is relatively low, the financial funds will undoubtedly be destroyed after the disaster