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《瞭望》新闻周刊2013-03-01报道(摘要):近年来,我国集体林权制度改革的发源地福建省积极探索林改配套金融改革,率先推出林权抵押贷款,为林农解决“贷款难”问题。然而,日前,记者在福建林区调研发现,受制于林权流转市场不完善、贷款周期与林业生产周期不匹配、“联户发证”制约、评估风险大等因素,林权抵押贷款呈现“裹足难行”的局面,制度设计有待完善,相关瓶颈亟待突破。基本上“停滞不前”。“农民贷款难问题的关键在于缺少抵押物,林子落实到农民
”Outlook“ News Weekly 2013-03-01 Report (Summary): In recent years, Fujian Province, the birthplace of the reform of the collective forest tenure system in our country, has actively explored the reform of supporting forestry finance reform, taking the lead in launching the forest right mortgage loan and resolving the ” Hard “problem. However, a few days ago, the reporter found in Fujian’s forestry area that due to factors such as imperfect market circulation of forest rights, mismatch of loan cycle and forestry production cycle, restrictions on issuing joint certificates, and risk assessment, Showing ”difficult to wrap“ situation, system design needs to be improved, the relevant bottlenecks need to be broken. Basically ”stalled “. ”The key to the problem of peasant loans is the lack of collateral, the implementation of the woods to farmers