《铁路法》第17条规定，因铁路运输企业的责任造成旅客或托运人的行李、包裹、货物污染、损坏、短少、灭失的，按保价运输承运的，按照实际损失赔偿，但最高不超过保价额。这个规定，明确了铁路运输企业可以办理铁路货物、行李和包裹的保价运输。在立法中，对保价问题争论较大，各方面的意见比较多，特别是保价与保险的关系 Article 17 of the Railway Law stipulates that due to the responsibility of the railway transport enterprises, passengers, consignors and their baggage, parcels and cargoes that are contaminated, damaged, short-lived or destroyed shall be compensated according to the actual losses but not exceeding a maximum of Insured amount. This stipulation makes it clear that the railway transport enterprises can handle the insured transportation of railroad goods, baggage and parcels. In the legislation, the issue of insured insured large debate, more views in all aspects, especially the insured and the insurance relationship