2015年8月6日,最高人民法院出台《关于审理民间借贷案件适用法律若干问题的规定》(以下简称《规定》),对民间借贷行为及主体范围做出了清晰的界定,对民间借贷的性质和诉讼要件进行了规范,一定程度上确立了民间融资的法律地位。放开企业间借贷限制加速银行脱媒进程。《规定》指出,法人之间、其他组织之间以及它们相互之间为生产、经营需要订立的民间借贷合同有 On August 6, 2015, the Supreme People’s Court promulgated the “Provisions on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases” (hereinafter referred to as the “Provisions”), which clearly defined the private lending behavior and the scope of the main body. Nature and elements of litigation have been standardized, to a certain extent, established the legal status of private financing. Leaving aside inter-company lending restrictions to accelerate the process of bank disintermediation. The “Provisions” pointed out that the legal lending contracts between legal persons and other organizations and between them for the production and operation need to be entered into