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市场结构主要是指相互竞争的厂商之间的规模分布。市场(或行业)集中度和规模是市场结构的最主要内容,也是衡量某一市场(或行业)竞争程度的重要标志,并且是决定某一市场(或行业)绩效或效率的重要因素。本文运用市场集中度的衡量指标之一——CRn通过分析我国银行业市场集中度,从而考察我国银行业的市场结构状况,分析这种市场结构形成的原因及影响,并对我国银行业现行市场结构合理化提出相关的建议。
The market structure mainly refers to the scale distribution among competing manufacturers. Concentration and size of the market (or industry) are the most important elements of the market structure. They are also an important indicator of the degree of competition in a market (or industry) and are an important factor in determining the performance or efficiency of a market (or industry). In this paper, we use the market concentration of one of the measurement indicators - CRn by analyzing the concentration of China’s banking market in order to examine the status of China’s banking market structure, analysis of the reasons for the formation of this market and its impact on China’s banking market Reasonable structure to make relevant recommendations.