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近年来,中小企业融资难问题尤为严峻,笔者认为金融抑制是重要原因之一,本文从消除金融抑制角度提出解决中小企业融资难问题的几点建议。1.加强金融支持力度,不断完善融资体系我国目前的金融体系存在明显的二元结构,即以国有商业银行为主导的现代化银行与传统落后的民间金融机构。国有大型商业银行偏好服务大型企业,对中小型企业提供服务的较少。尽管近年来城市商业银行、社区
In recent years, the financing difficulty of SMEs is particularly serious. I think financial repression is one of the important reasons. This article puts forward some suggestions to solve the financing difficulties of SMEs from the perspective of eliminating financial repression. 1. Strengthening Financial Support and Constantly Improving Financing System There is a clear dualistic structure in China’s current financial system, that is, modern banks dominated by state-owned commercial banks and traditional non-governmental financial institutions that are backward. Large state-owned commercial banks prefer to serve large enterprises and provide less services to small and medium-sized enterprises. Despite the recent urban commercial banks, communities