2014年,支付宝推出余额宝,在不到一年的时间内,出现了爆发式增长,一跃成为全球第四大金融货币基金,同时引发互联网金融热潮,令腾讯、百度等互联网巨头纷纷加入战局。此外,阿里小贷、手机银行、支付宝钱包、微信支付等平台悉数登场,令互联网金融在中国呈现蓬勃发展之势。去年,互联网金融迎来“合规”元年。随着《互联网金融风险专项整治工作实施方案》、《网络借贷信息中介机构业务活动 In 2014, after Alipay launched Yuen Po, explosive growth emerged in less than a year and became the fourth largest financial currency fund in the world. At the same time, the internet finance boom triggered the Internet giants Tencent and Baidu to join the fray . In addition, platforms such as Alibaba, mobile banking, Alipay Wallets and WeChat Payments all made their debut, making Internet finance a booming trend in China. Last year, Internet finance ushered in the first year of compliance. With the “Internet financial risk special rectification work implementation plan”, "network lending information intermediary business activities