观念一：把钱装进脑袋小王退伍后,把工作得来的薪水全花在买书和参加各种培训上,后来他拿到 MBA 证书,跳槽去一家外商公司担任高级经理,薪水比原来高出数倍。看来,知识就是财富,此言不假。年轻时把钱花在名牌上,不如装进脑袋。观念二：教育好子女也等于赚钱如果子女的学习成绩一般．想上好一点的中学要交择校费；高考成绩不理想．高价生和上民办大学的开支更大。因此,许多精明的家长从中悟出了窍门,改变只考虑为子女教育攒钱的老办法,而是注重了请家教、参加培训班、学特长等早教投入,孩子成绩好了,往近了说会节省择校开支．远了说更利于子女将来的就业。观念三：夫妻 AA 制 AA 制是指一种新的家庭经济模式；大致有两种形式：一种是夫妻每月各交一部分钱作为“家庭公款”, 支付房租、水电费等共同家庭支出,其余则各自管理；另一种是请客、购物、车资等费用都各自支出,只在 Concept 1: the money put in the head Wang retired, the work of all the paycheck to buy a book and attend a variety of training, and later he got the MBA certificate, quit to a foreign company as a senior manager, the salary is higher than the original Out several times. It seems that knowledge is wealth, this is true. When young, spend money on brand names, it is better to put in the head. Concept 2: Education Good children also make money if their children’s academic performance in general. Want to better school to choose the school fee; college entrance examination results are not satisfactory. Expenses for high-priced students and for non-government-run universities are even greater. Therefore, many savvy parents have realized the trick from which they only consider the old way of saving money for their children’s education. Instead, they focus on asking for early education through tutoring, attending training courses and learning specialty skills. Will save school expenses. Far said that more conducive to their children’s future employment. Concept 3: AA AA system refers to a new family economic model; there are basically two forms: one is the couple each month to pay part of the money as “family funds” to pay rent, utilities and other common household expenses, The rest are their own management; the other is the customer, shopping, fare and other expenses are spent, only in