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工程保险的险种、投保程序、保单内容等十分复杂,不仅需要耗费承包商大量的精力,而且不易得到优惠的保险条件和价格。虽然现在很多中国承包商已经意识到保险在工程风险管理中的重要地位,但在保险索赔中仍然会遇到很多困难。本文作者建议承包商采用国际通行的办法,即聘请保险经纪或保险咨询公司做顾问来解决上述问题。
Engineering insurance insurance, insurance procedures, policies and other content is very complex, not only need to spend a lot of energy contractor, but not easy to get preferential terms and conditions of insurance. Although many Chinese contractors now recognize the importance of insurance in engineering risk management, they still face many difficulties in insurance claims. The authors recommend that contractors adopt internationally accepted methods to hire insurance brokers or insurance consulting firms as consultants to solve the above problems.