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工程建设是一个充满风险的领域。用市场机制化解和回避风险,有利于全社会的投资效益,要保证建设工程的顺利建成,维护社会经济的良好秩序,必须采用现代经济手段进行风险转移,规避风险。转移并管理风险最重要的手段就是推行建设工程担保和保险制度。本文作者对此进行了认真的研究和思考,并就工程担保和保险的法律规定提出了一些政策建议,供参考。
Construction is a risky area. To resolve and avoid risks with market mechanisms is conducive to the investment returns of the whole society. To ensure the smooth construction of construction projects and maintain the good social and economic order, we must adopt modern economic instruments to transfer risks and avoid risks. The most important means of transferring and managing risks is to implement the construction project guarantee and insurance system. The author of this article has carried on the careful research and the ponder, and has proposed some policy suggestion regarding the legal stipulation of engineering guarantee and insurance, for reference.