如果你想创造财富,并从中得益,存款肯定不是好办法。事实上,储蓄的重要作用之一,是借由政府担保的固定利率提供获利,以抵消一点一滴让金钱贬值的通货膨胀率。因此,如果采用报酬率接近或等于通货膨胀率(可参考CPI值,2010年我国的平均CPI约为4%)的投资工具,你根本无法创造财富,这笔金钱运作的唯一目的只是不计你变密。 If you want to create wealth and benefit from it, deposits are certainly not a good idea. In fact, one of the important functions of saving money is to make profits at a fixed interest rate guaranteed by the government to offset bit by bit the rate of inflation that depreciates the money. Therefore, you can not create wealth by using an investment tool with a rate of return that is close to or equal to the inflation rate (with a reference to the CPI and about 4% of China’s average CPI in 2010). The sole purpose of this money operation is to ignore you dense.