【案例】雷某是一名新驾驶人,刚刚购买了一辆新车。出于获得更多的赔偿保障,雷某“一车两嫁”式的分别在两家保险投保了道路交通事故强制保险。四个月前,雷某驾车将何女士撞伤,不仅花费了1.9万余元的医疗费用,还导致何女士八级伤残。经交管部门认定,雷某负事故的全部责任。鉴于中国保监会规定,被保险机动车在道路交通事故中有责任,道路交通事故强制保险的医疗费用赔偿限额为1万元。即何女士的医疗费用超 [Case] ​​Lei Mou is a new driver, just bought a new car. In order to get more compensation protection, Lei Mou “one car two marry ” type insurance insurance of road traffic accident in two insurance. Four months ago, Lei Mou driving injured Ms. Ho, not only spent 1.9 million yuan in medical costs, but also led to Ms. He 8 disabled. The traffic control department finds that Lei Mou full responsibility for the accident. In view of the provisions of the CIRC, the insured motor vehicle has a responsibility in road traffic accidents, and the medical expenses compensation limit of compulsory insurance for road traffic accidents is 10,000 yuan. That Ms. Ho’s medical costs super