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随着我国社会经济的发展和“全民医保”进程的推进,国家已将大学生纳入城镇居民基本医疗保险范畴,这对建立和完善大学生医疗保障制度有着重要的理论意义和现实意义。本文首先对我国大学生医疗保障制度的演变进程进行了简要的梳理和归纳,其次又分析和总结了我国现行大学生医疗保障制度的现状和问题,最后得出本文的结论:以社会保险和社会救助为基础、商业医疗保险和慈善募捐为补充,构建新型的多层次大学生医疗保障体系。
With the development of our society and economy and the progress of “universal medical insurance”, the state has included the university students in the category of basic medical insurance for urban residents, which has important theoretical and practical significance for establishing and perfecting the medical security system for college students. At first, this paper analyzes and summarizes the status quo and problems of current medical insurance system for undergraduates in our country. Finally, the conclusion of this paper is drawn that social insurance and social assistance Fundamental, commercial medical insurance and charity donations to supplement, build a new multi-level medical insurance system for college students.