目前，我省邮政储蓄采用与银行相同的发卡方式，即由中心主机随机生成邮政储蓄卡初始密码并打印在密码信封上，制卡中心将密码信封连同制成的卡一起发放到邮储网点。储户在申领储蓄卡时从密码信封中获得卡的初始密码。但是从全省的使用情况来看，这种做法存在以下弊端。１... At present, the postal savings in our province adopts the same method of issuance as the bank. That is, the initial password of the postal savings card is randomly generated by the host computer and printed on the password envelope, which is sent to the postal store together with the made card. The depositor obtains the initial password of the card from the envelope when applying for a savings card. However, the use of the province from the point of view, this approach has the following drawbacks. 1 ...