中国保监会主席吴定富指出 ,随着社会的发展 ,保险的功能也在不断丰富 ,保险从业者应当对保险功能有一个再认识。他认为 ,现代保险至少具有经济补偿、资金融通、社会管理三个功能。在国内保险业恢复初期 ,主要是财产保险业务得到发展 ,在组织经济补偿方面发挥了较大的作用。近 Wu Dingfu, chairman of China Insurance Regulatory Commission, pointed out: With the development of society, the functions of insurance are also continuously enriched. Insurance practitioners should have a new understanding of insurance functions. He believes that modern insurance at least with economic compensation, financial facilities, social management, three functions. In the initial stage of the recovery of the domestic insurance industry, the property insurance business was mainly developed and played a greater role in the organization of economic compensation. near