改革开放以来,资本市场的发展 和创新一直是推动我国融资体制变革、金融产品创新的重要动力。资本市场的发展加深了资本市场与货币市场的联系,给作为货币市场参与主体的商业银行的经营带来了巨大影响。加快资本市场业务发展和创新,推动商业银行收益结构的调整和业务领域的拓展,已成为加快商业银行发展的客观要求。 Since the reform and opening up, the development and innovation of the capital market has always been an important driving force for promoting the reform of the financing system and the innovation of financial products in our country. The development of capital market has deepened the connection between capital market and money market and has brought tremendous influence on the operation of commercial banks which are the main participants of money market. Accelerating the development and innovation of the capital market business and promoting the adjustment of the revenue structure of commercial banks and the expansion of business fields have become the objective requirements for accelerating the development of commercial banks.