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互联网时代下,利用银行卡在网上犯罪的现象急剧上升。此类案件发案率高、破案率低、侦办案难度大、涉及面广,危害及其严重。互联网下利用银行卡犯罪具有很明显的作案特点,作案手法趋于专业化,具有隐蔽性,网上买卖银行卡、银行卡泄露现象以及利用黑客技术犯罪的因素,使得此类案件逐渐增多。针对这种犯罪,本文认为各方应加强合作,建立完善的网络监察制度,加大银行卡使用安全宣传,增强民众防范意识。
Under the Internet age, the crime of using a bank card to commit crimes on the Internet has risen sharply. The incidence of such cases is high, the detection rate is low, the investigation of the case is difficult, involving a wide range of hazards and their seriousness. The use of bank card under the Internet crime has obvious characteristics of crime, crime techniques tend to specialize, with hidden, online bank card transactions, bank card leaks and the use of hacking technology crime, making such cases gradually increased. In view of this kind of crime, this article believes that all parties should strengthen cooperation, establish a sound network monitoring system, increase the use of bank cards to promote safety and enhance people’s awareness of prevention.