想象一下,如果你汽车的变速箱坏掉了,4S店通知你,更换这个部件需要2000美元,而你要在一个月里筹到这些钱,你能做到吗?如果答案是肯定的,那么恭喜你,你已经比一半的美国人手头阔绰了!2011年,美国国家经济研究局的报告显示,全国有44%的人口难以在30天内筹集到必需的2000美元。这类 Imagine if your car’s gearbox is broken, the 4S shop notifies you that you need $ 2,000 to change this part, and you have to raise it in a month. Can you do that? If the answer is in the affirmative, then Congratulations, you are already over half the size of the Americans! In 2011, the report of the Bureau of National Economic Research showed that it is difficult for 44% of the country’s population to raise the necessary 2,000 U.S. dollars in 30 days. This class