家庭预算的编制编制家庭预算是家庭经济管理的一个重要组成部分 ,这种“先算后花”的原则可以保证家庭收支基本平衡 ,防止陷入寅吃卯粮、入不敷出的窘境。首先要明确预算周期 ,一般分为月预算和年预算。月预算的目标通常是日常生活开销 ,比较详细 ;年预算的目标主要是家庭大件 The preparation of family budgets The preparation of family budgets is an important part of family economic management. This principle of “counting-after-spending” can basically ensure that household receipts and expenditures are basically balanced and prevent them from falling into the trap of over-spending their grain and making ends meet. First of all, a clear budget cycle, generally divided into monthly budget and annual budget. The goal of the monthly budget is usually overhead, more detailed; the annual budget targets mainly large family