中小企业融资难一直以来都是中小企业生存和发展面临的突出问题,而融资租赁在我国实业界的发展则为时较晚。融资租赁相比传统信贷融资有其独特的优点,这些优点使得中小企业利用信贷融资的困难得以一定程度上的解决。本文重在分析融资租赁在中小企业融资问题中应用的可行性,并对其应用提出相应的政策建议。 SME financing difficulties have always been the outstanding problems that SMEs face in their survival and development. However, the development of financing leases in China’s industries is relatively late. Compared with the traditional credit financing, financing lease has its own unique advantages. These advantages make SMEs use credit financing to some extent to solve the difficulties. This article focuses on the feasibility of financing leasing in the financing of SMEs, and put forward corresponding policy recommendations for its application.