美国的住房金融业务依靠发达的金融市场发展起来,并充分利用适用的金融手段筹集资金。经过多年发展,美国住房金融市场已形成以私有金融机构为主体,以住宅抵押贷款市场为基础,多种房地产信用交织成网络,并受政府有效调控的金融市场。美国住房抵押贷款资金大约要占美国 The housing finance business in the United States has relied on developed financial markets and made full use of the available financial means to raise funds. After years of development, the housing finance market in the United States has formed a financial market dominated by private financial institutions and based on the residential mortgage loan market, in which various real estate credits are woven into networks and effectively controlled by the government. U.S. housing mortgage loan funds account for about the United States