1、树立“管理立行”观念,增强风险效益意识,从分支机构增设初期,就必须树立“管理立行”的观念,严格把住贷款审查关、贷款审批关和贷后监督检查关,严把信贷投向,盘活贷款存量,优化贷款增量。在坚持政策性的原则下,认真遵循银行经营管理的一般规律,切实加强信贷管理,不断提高资产质量,从而实现政策性与效益性的统一,把农发行办成真正的银行。2、取得党政支持,急取工作主动。农发行经营管理的目标体现了国家的方针、政策,根本利益与政府是一致的,这就为农发行争取各级党政支持,积极开展工作奠定了良好的基础。农发行应充分利用这一条件,进一步加强与各级党政的联 1. Establishing the concept of “establishing management level” and enhancing the awareness of risks and benefits. From the initial stage of the establishment of branches, we must establish the concept of “managing the legislature” and strictly control the examination of loans, the examination and approval of loans, and the post-loan supervision and inspection , Strict credit investment, revitalize the stock of loans, optimize loan growth. While adhering to the principle of policy, the Bank carefully followed the general law of bank operation and management, earnestly strengthened credit management and continuously improved the quality of assets so as to achieve the unification of policy and efficiency and to turn ADPL into a real bank. 2, to obtain party and government support, urgent work initiative. The objective of agricultural development management is to embody the principles and policies of the country. Its fundamental interests are consistent with those of the government. This has laid a good foundation for the development of the agriculture sector through its efforts to win party and government support at all levels and to carry out its work actively. The Agricultural Development Bank should make full use of this condition and further strengthen its ties with party and government at all levels