为了解决保障基金的欠交、冒领、挪用、监管和增值，青少年因贫困失学，国家建设资金不足，超计划生育难管，公民基本生活保障资金困难等问题，建议建立公民基本生活有偿保障体系。其主要内容有：（１）国家立法。以法律的形式确定公民基本生活保障体系的基本事项，明确公民基 In order to solve the problems of underwriting, embezzlement, misappropriation, supervision and value-added of the protection fund, adolescents ’lack of education due to poverty, lack of funds for state construction, difficulty in super-family planning and guaranteeing funds for citizens’ basic livelihood protection, it is suggested to establish a basic guarantee system for the life of citizens . Its main contents are: (1) national legislation. In the form of law to determine the basic matters of citizens’ basic living security system, a clear citizen base