农发行在业务范围不断扩大和支农功能不断增强的新的发展阶段,将信贷风险管理摆到更加突出的位置,着力于信贷风险管理组织架构和流程优化的构造,无疑是一项重要之举。但是,从现实 Agricultural Bank of China is undoubtedly an important move in the new stage of development in which its business scope is expanding and the function of supporting agriculture is growing. It places credit risk management in a more prominent position and focuses on the structure of credit risk management organization and process optimization . However, from reality