在美国,十分注重对儿童的经济教育, 美国人教儿童理财有一套循序渐进的规则。为了带领儿童穿越金钱迷信,家长们在小孩3岁时就开始进行花钱教育。五六岁时,会送给孩子存零钱的小粉猪,然后教他们认识钱币和存钱。从12岁起,孩子们就可以拥有自己的银行卡,父母则开始教他们如何理财,指导他们怎样储蓄、管理和使用零钱。在父母教育下,大部分美国儿童能够妥善使用手中的零用钱,而不是随意乱花。 In the United States, great emphasis is placed on the economic education of children. Americans teach children to have a set of gradual and orderly rules of financial management. To lead children through money superstitions, parents started spending money when children were three years old. At the age of fifties and sixteen, they give little pigs whose children keep small change, and then teach them to know coins and save money. From the age of 12, children can have their own bank card, and parents begin teaching them how to manage money and how they can save, manage and use change. Under parental education, most U.S. children are able to properly use their pocket money instead of squandering them.