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随着粮食购销市场化改革的不断深化,农发行收购资金封闭管理工作的外部环境、管理方式和管理手段正在发生或已经发生了深刻的变化,农发行信贷风险也随之增大,存量贷款风险日渐显现,增量贷款风险日益突出。因此,适时构筑科学、安全的风险防范管理体系,是农发行当前形势下的必然选择。现结合农发行陕西省榆林市分行信贷工作实际谈点粗浅看法。
With the deepening of market-oriented reform of grain purchasing and marketing, the external environment, management methods and management methods of closed-end funds acquisition and management of ADBC are undergoing or have undergone profound changes. As a result, the credit risk of ADB has also increased, Increasingly apparent, incremental loan risks have become increasingly prominent. Therefore, timely and scientifically and safely building a risk prevention management system is the inevitable choice under the current situation of the Agricultural Development Bank. Now with the Agricultural Development Bank branch in Yulin, Shaanxi Province, the actual work of the credit point of view crude talk.