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受益权是受益人基于保险合同而享有的保险金请求权。本文通过对我国保险法中受益人行使其受益权条件的分析,指出保险法对受益权规定上的不妥之处,相关条款之间的现有矛盾,以期使《保险法》中受益权规定更趋完善。
Benefit is the beneficiary’s insurance claim based on the insurance contract. This article analyzes the condition of beneficiaries exercising their right of beneficiary in the insurance law of our country, and points out the defects of the provisions of the insurance law on the right to benefit and the existing contradictions between the relevant provisions in order to make the provisions of the right of benefit more perfect in the Insurance Law .