论文部分内容阅读
房地产政策的主要逻辑是以地产救经济,地产行业依然作为经济政策博弈的工具。不过,在救市政策上,目前遭遇的最大问题是:政策对于一线城市房地产市场提振具有很高的弹性,但对于投资占比较大的三四线城市则弹性较小。中原地产首席分析师张大伟认为,从根本上看,这一政策并未解决房地产需求的根本。对于购房者来说,贷款的利率并未降低,降低酋付带来的是贷款的压力增加。各商业银行预计将分化执行,对于购房者来说,
The main logic of real estate policy is to save the real estate economy, real estate industry as a tool for economic policy game. However, the biggest problem in the bailout policy currently encountered is that the policy is very flexible for boosting the real estate market in the first-tier cities, but less flexible in the third and fourth tier cities that account for a large proportion of investment. Centaline Zhang Dawei, chief analyst believes that, fundamentally, this policy does not solve the fundamental real estate needs. For homebuyers, the interest rate on the loan did not fall, reducing the pressure on the loan from higher rates. The commercial banks are expected to be differentiated, for home buyers,