改革15年来,我国的养老保险制度正逐步由原来的适应于产品计划经济的单位型保险制度向适应社会主义市场经济的社会型保险制度转变。在这一转变过程中,我们需要有一个比较周全的考虑,一方面要认真汲取西方发达国家的一些成熟的经验,另一方面,还要立足我国国情,不能照抄照搬别国的经验,不能只顾解决当前的 Over the past 15 years of reform, the pension insurance system in our country is gradually shifting from the unit-based insurance system adapted to the planned economy of the product to the social insurance system adapted to the socialist market economy. In this process of change, we need to have a rather thorough consideration. We must earnestly draw on the mature experience of the developed countries on the one hand, and on the other hand, we must base ourselves on our own national conditions and can not copy or copy the experience of other countries and can not just care Solve the current