论文部分内容阅读
住房公积金制度是我国住房制度改革的重要内容和中心环节,也是住房分配货币化的实现形式,成为了社会主义市场经济条件下改善城镇居民住房条件的有效途径。二十多年来,住房公积金在国家规定的“长期住房储金”的定义之下,发挥着政策性金融作用,它基于国家支持的自助性形式,通过互助性贷款,增强缴存住房公积金职工解决住房问题的支付能力,其积累性、强制性、专用性、互助性,是住房公积金制度得以存在的基础性支撑,在解决城镇职工住房问题中做出了卓越贡献。
Housing provident fund system is the reform of our housing system is an important part of the content and the center of the housing distribution is also the realization of the form of monetization has become an effective way to improve housing conditions for urban residents under the conditions of the socialist market economy. For more than two decades, under the definition of “long-term housing reserve” as stipulated by the state, the housing accumulation fund has played a policy-oriented financial role. It is based on the self-help form supported by the state and enhanced the payment of housing through mutual aid loans The accumulation fund, compulsory fund, special fund and mutual support fund are the basic supports for the provident fund staff to solve the housing problem, and they have made outstanding contributions in solving the housing problems of urban workers.