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当今时代,信贷创新层出不穷,但总的讲来创新的发起者众,而落实者寡;想一想,说一说的多,真正可以落地的少;落地的创新中,失败的多,成功的少。若仔细研究,不难看出,一个机构中,创新冲动最频繁的往往是营销部门,因为他们发现了市场需求,竞争对手的产品,有了创新才能完成指标;创新动作最大的发起者是最高领导层,因为他们见多识广,又勤于苦思冥想,力求战略和模式上的突破。创新的发起人以形
In today’s era, there are an endless stream of credit innovations, but in general, there are many initiators of innovations and few followers of them. When we think about it, we can say that there are many things that can really fall into place. There are many failures and successes in landing innovations less. If we look carefully, it is easy to see that in an institution, the most frequent impulse of innovation is often the marketing department, because they find the market demand, competitors’ products, and innovation can complete the index. The biggest initiator of innovation is the top leader Layers, because they are knowledgeable and diligent in hard thinking, strive for strategic and mode breakthrough. Innovative promoters to shape