在机动车辆保险合同关系中,保险人(保险公司)为一方,叫第一者;被保险人(投保人)为一方,叫第二者;遭受人身伤害或财产损毁的受害人为一方,叫第三者。之所以将第三者责任险定为法定保险,是为了维护公众的利益和减少社会不安定因素。目前我国大多数机动车拥有者的经济状况并不富裕,一旦出现重、特大 In the motor vehicle insurance contractual relationship, the insurer (insurance company) is a party, called the first person; the insured (insured person) on the one hand, called the second; victims of personal injury or property damage on the one hand, called the first Three. The reason why the third party liability insurance as a statutory insurance, is to safeguard the public interest and reduce social unrest factors. At present, the majority of the owners of motor vehicles in our country are not in a prosperous economy. If heavy, oversized