当信息技术发展到一定阶段后,互联网所涉及到的方面也逐渐渗透到金融业务领域,其中互联网金融理财的出现对传统商业银行的影响和冲击也日益加剧。本文就互联网理财的发展现状以及对线下传统银行业金融服务的冲击等方面进行探讨,阐述对银行的冲击的具体表现。 After the information technology has reached a certain stage, the aspects involved in the Internet have gradually infiltrated into the field of financial services. The impact and impact of the emergence of Internet financial management on traditional commercial banks have also intensified. This article discusses the status quo of the development of Internet finance and the impact of the traditional banking financial services offline, and expounds the concrete manifestation of the impact on the bank.