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去年12月,中国人民银行颁布了“关于改革国有商业银行贷款规模管理的通知”:自1998年1月1日起,取消对国有商业银行贷款限额控制,在执行资产负债比例管理和风险管理的基础上,实行:“计划指导,自求平衡,比例管理,间接调控”的新管理体制,并将原下达指令性计划改为下达指导性计划,供其编制信贷计划参考。这一改革,是金融体制改革的必然。它必将进一步调动国有商业银行经营管理的积极性和主动性,更能自主、灵活地调度和使用资金,使效益性、安全性、流动性的经营原则和商业银行法得到进一步的实施。中国人民银行为什么要取消对国有商业银行贷款限额控制?货币发行是否
Last December, the People’s Bank of China promulgated the “Notice on Reforming the Management of Loan Size of State-owned Commercial Banks”: Since January 1, 1998, the control of loan limits on state-owned commercial banks has been lifted and the ratio of assets and liabilities under management and risk Based on the implementation of: “planning guidance, self-balancing, proportional management, indirect regulation ” of the new management system, and the original issued by the mandatory plan to release guidance plan for its preparation of credit plan reference. This reform is the inevitable result of the reform of the financial system. It will surely further mobilize the enthusiasm and initiative of state-owned commercial banks in operation and management and will be able to deploy and use funds more autonomously and flexibly so that the operating principles of profitability, safety and liquidity and the commercial banking law can be further implemented. Why should the People’s Bank of China cancel the control over loan quotas of state-owned commercial banks?